Wednesday, June 30, 2004
As we celebrate our independence this Sunday, remember how many freedoms we enjoy and what a wonderful country this is! God Bless America!
Thursday, June 24, 2004
By: WYATT HAUPT - Staff Writer
TEMECULA ---- They've traveled remarkably similar paths as they weaved their way through an industry that is one of the most regulated in the nation. Both have leaders with deep roots in Southwest County and North San Diego County. Each was founded with local dollars put up by area investors who believed that a trip to the bank should be a personable experience rather than an unnerving chore.
Individually, they are known as Temecula Valley Bank and Mission Oaks National Bank. Collectively, the area's local banks have served local businesses and residents for years, providing millions of dollars in loans and racking up millions more in assets and deposits. Read More!
Friday, June 18, 2004
Our pick for small-business educator of the year is entrepreneur, businessman, and now award-winning, best-selling author Al Horner.
Now, for the first time, here's a time-proven five-step program to help you quickly Get a Grip on difficult decisions and set a successful direction. Never before has problem solving been made this easy to understand.
Whether problems are personal or professional, the "Get a Grip" process can help immediately. Read More!
Sunday, June 06, 2004
Perk is bank staple nowadays, but rules, fees can vary widely
By Chris O'Malley
chris.omalley@indystar.com
Free checking isn't totally free, despite the marketing hype of banks, thrifts and credit unions.
Bank One's "free" checking account allows customers to write an unlimited number of checks. It even tosses in free online bill paying. But a hard squint at the fine print shows a $6-a-month charge if you don't use direct deposit.
Union Planters Bank's UPReally Free account doesn't require direct deposit to avoid a fee -- yet charges $5.95 a month if you want to pay bills online.
Online bill pay is free with Charter One Bank's "Best Free Checking." If you want telephone banking, though, the Cleveland bank charges 50 cents for each phone banking session after the first five per month.
What's a good deal for one consumer could be costly for another, according to banking experts who advise consumers to shop around and choose a free checking account carefully.
Read More!
Tuesday, June 01, 2004
By Mark Anderson/F&C Finance Writer
Minnesota banks with up to $1 billion in assets held $6.9 billion in commercial real estate and construction loans in their portfolios at the end of last year, more than three times the $2.2 billion they held six years ago.
The commercial real estate industry hasn’t been at a loss for capital or credit over the last several years, thanks in part to a maturing, more reliable real estate industry and partly to the poor alternatives investors and lenders were finding in other markets.
Some of the fastest-growing but quiet contributors to that credit bonanza have been community banks.
In Minnesota, for instance, banks with up to $1 billion in assets held $6.9 billion in commercial real estate and construction loans in their portfolios at the end of last year, more than three times the $2.2 billion they held at the end of 1997. Read More....!
